Individual medical insurance approaching ‘death spiral’ WGRZ

Conditions are right for a "death spiral" for healthcare insurance. Bill Hammond, the Empire Center's director of healthcare policy, explains the spiral is the result of insurance pools seeing, "healthy people leave, the rates go up, the premiums go up, more healthy people leave and it becomes a vicious cycle.”

To control school taxes, rein in compensation Daily Gazette Editorial

A combination of decades of free-wheeling generosity by local school boards, pressure to increase teacher pay from politically powerful unions, and state laws and policies that make it impossible for districts to rein in spending has gotten New York to the point where it spends more per student and offers the highest teacher salaries of any other state in the country.
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