Individual medical insurance approaching ‘death spiral’ WGRZ

Conditions are right for a "death spiral" for healthcare insurance. Bill Hammond, the Empire Center's director of healthcare policy, explains the spiral is the result of insurance pools seeing, "healthy people leave, the rates go up, the premiums go up, more healthy people leave and it becomes a vicious cycle.”

Is the ‘death spiral’ back? by Bill Hammond | NY Torch

Health insurers’ rate applications for 2019, which became public late Friday, raise red flags about the condition of New York’s non-group market.

Bad state policy drives bad behavior by Bill Hammond | Albany Times Union

The newly revealed federal probe of Crystal Run Healthcare, a large doctors group in the Hudson Valley, fits a common pattern with Albany scandals: It's not just about bad behavior but also bad policy.

Report: For-profit model one way New York hospitals can improve financially Beckers Hospital Review

The report — from the Empire Center for Public Policy, an Albany, N.Y.-based independent, nonpartisan, nonprofit think tank — examined the effectiveness of New York's hospital ownership laws. For-profit hospitals are not common in the state due to 1960s-era laws that generally discourage for-profit ownership and prohibit publicly traded corporations from owning hospitals, according to the report.

Critical Condition Events

Manhattan’s world-famous institutions notwithstanding, New York’s hospitals collectively rate as below-average on benchmarks of quality, accessibility, efficiency and cost. What can be done to improve the Empire State’s dismal hospital performa...

Profit Potential by Bill Hammond | Reports

This report finds no evidence that ownership restrictions have produced a public benefit in terms of the quality, cost or accessibility of hospital care.