An Essential windfall by Bill Hammond | NY Torch

The state's Essential Plan has amassed a nine-figure surplus due to unexpectedly generous federal funding, records from the Office of the State Comptroller show.

The stakes of ‘risk adjustment’ by Bill Hammond | NY Torch

The Trump administration’s move this week to suspend the Affordable Care Act’s “risk adjustment” program leaves more than $300 million in payments to and from New York’s health plans in limbo and further destabilizes the state’s ACA market.

More misinformation on single-payer by Bill Hammond | NY Torch

The claim that 98 percent of New Yorkers would save money under a single-payer health system does not add up, even based on proponents' dubious financial estimates.

Individual medical insurance approaching ‘death spiral’ WGRZ

Conditions are right for a "death spiral" for healthcare insurance. Bill Hammond, the Empire Center's director of healthcare policy, explains the spiral is the result of insurance pools seeing, "healthy people leave, the rates go up, the premiums go up, more healthy people leave and it becomes a vicious cycle.”

Is the ‘death spiral’ back? by Bill Hammond | NY Torch

Health insurers’ rate applications for 2019, which became public late Friday, raise red flags about the condition of New York’s non-group market.

‘Mandate Watch,’ 2018 edition by Bill Hammond | NY Torch

Our latest scan of pending health insurance mandates identified 120 bills, an increase of 29, or almost one-third, since Mandate Watch was inaugurated in March 2017.

Who gained coverage under the ACA by Bill Hammond | NY Torch

Health coverage gains under the Affordable Care Act were concentrated where they were needed most—among lower-income groups and in the five boroughs of New York City—recently released Census Bureau data show.
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