These lucky public servants have a pay deal that’s twice as nice.

They’re in a select group of 665 city and state employees under age 65 who draws hefty government salaries at the same time they rake in public pension cash, says a watchdog group that wants more scrutiny of double-dipping.

It’s a system ripe for abuse, according to the Empire Center for Public Policy. The Empire Center, which compiled a database of local and state government employees under age 65 who collect salaries and pensions. The center will post the data Monday on its Web site, seethroughny.net.

“If you’re not willing to stop working on early retirement, is it fair to collect a full pension and salary?” asked Tim Hoefer, executive director of the Empire Center, which will also issue a report asking lawmakers and the public to examine the waiver system.

“This isn’t a commentary on the workers, but on a system that perpetuates an unfair burden on taxpayers,” he added.

The state’s top double-dipper is Dr. Vinay Patil, who makes $210,000 as a psychiatrist at a state-run clinic in Herkimer County on top of his $99,000 state pension, records show.

Anita Laremont, general counsel for the city’s Department of City Planning, rakes in a $185,000 salary, plus her annual $114,166 pension from her former career as a lawyer at the Empire State Development Corp.

Another eyebrow-raising example is Eric Kopp, who retired as a deputy county executive for Suffolk County in 2012 on a pension of $84,309. He received a waiver in 2013 to return to his former job, which provides him a $150,000 salary.

More than half of the double-dippers are retired cops who take on new jobs as investigators in district attorneys’ offices or for other state or local agencies, the Empire Center found.

Retired NYPD officers can quit after 20 years and collect pensions equal to half of their salaries. Ex-cop Stephen McAllister now makes $181,000 as police commissioner for Floral Park, LI, while collecting his NYPD pension.

State and local agencies that want to hire pensioners younger than age 65 must declare them to be the only suitable candidate for the post to obtain a “211 waiver.”

Seven state and city agencies — including the state Civil Service Commission, NYC’s Department of Citywide Administration, the city and state education departments, the courts and CUNY — can issue the waivers, each with its own requirements.

Without waivers, authorities would suspend the public pensions of people hired in new government jobs. The pensions are restored when workers hit age 65, or when they leave the jobs.

“We’re trying to strike a balance with what’s fair for the worker and what’s fair for the taxpayer,” Hoefer said.

The state’s top five known double dippers (under age 65 with waivers), ranked on their post-retirement government salaries (Some pension amounts are unknown because the retirement funds for NYPD and other public safety agencies refuse to divulge them.)

1. Vinay Patil

Salary: up to $210,000 as a psychiatrist at state-run facilities in upstate Herkimer County

Pension: $99,204

Total: $309,204.

2. Anita Laremont

Salary: $185,000 as general counsel for the city planning department.

Pension: $114,166 for her work at the Empire State Development Corp.

Total: $299,166.

3. David Chong

Salary: $183,622 as White Plain’s Commissioner of Public Safety.

Pension: Former police commissioner of Mount Vernon, NY.

4. Stephen McAllister

Salary: $181,000 as Police Commissioner for Floral Park, L.I.

Pension: NYPD.

5. George Grasso

Salary: $167,000 as a Brooklyn Supreme Court judge.

Pension: Former NYPD First Deputy Commissioner.

© 2014 New York Post